Under the Bike4Work programme, entrepreneurs can get access to a bicycle on credit via 9 Saving and Credit Cooperations (Saccos) in Eastern Uganda. An interested member of a Sacco pays an initial deposit of 50% of the cost of the bicycle, a bicycle is handed over to them and the balance is
paid in instalments over the next 5 months. By this date 56 of the 70 distributed bicycles to the Saccos were taken by the beneficiaries. Despite the relatively equal distribution of bicycles to six Saccos, the demand by beneficiaries was higher in some Saccos than others, which prompted a movement of bicycles from one Sacco to another. The entrepreneurs use the bicycles to bring their crops to the market more time-efficient, which enables them to increase their income.