In 2009 the first biycle-on-credit project in Rwanda started, in a place called Ngeruka. The plan is that the 25 beneficiaries pay their last installment at the end of this month. Our partner organisation La Nouvelle Vie mentions that up until now all payments have been made in time and that also the last payment is expected without any difficulties. Because the women have a bicycle now, their lives have changed. They use the bicycle to fetch water for the household, to bring products to the market and to buy other products and bring them home. The women are able to repair small defects on the bicycle. One major benefit of the bicycle for the women is that it saves them on transportation cost. Most of the households show improvements on their housings, clothing, and health care. La Nouvelle Vie plans to do a follow up project, for which Cycling out of Poverty is currently fund raising.